An Explanation of Personal Injury

Accidents are not uncommon. They can happen at any place at any time. However, they have a reputation of occurring at the least expected times. Accidents can affect anyone whether they are at work, on the road, in a public place and even at home. Some accidents are no one’s fault, but a big number of them can be prevented. Accidents can have a significant impact on your life, and so, it is important to look for ways to avoid them.

When accidents occur, they often lead to personal injury. There are various laws surrounding personal injury law, which we shall briefly look at in this read:

Definition of Personal Injury

Personal injury often involves injury to an individual’s body, but it can also be a psychological injury like extreme stress at work. When another party, either an individual or a company is at fault for a person’s injury, they may be legally liable for the expenses of treating the sustained injury or damage. That’s why you see commercials of lawyers who specialize in personal injury law. Having a lawyer ensures that the injured person is justly compensated for the sustained damage and injury.

More often than not, injuries are the result of negligence. A good example is when a spill occurs and not mopped on a grocery store and a customer slips and breaks a leg. Another example of negligence is a doctor prescribing wrong medication to a patient.

If you have sustained an injury, you have what is known as a CLAIM against the party responsible. Slip and fall, car accidents and accidents at work are some of the most personal injury claims. Wrongful death and medical malpractice are other types of personal injury claims. The list doesn’t end there, and that’s why it is always wise to consult a lawyer before filing a claim. A competent lawyer will assess your claim and advise whether it is viable.

So, what happens in a personal injury case?

The money that a victim receives for personal injury is known as settlement. Insurance providers usually pay for the settlement on behalf of the party responsible and it’s their goal is to always pay as little as possible. This is another reason why it is important to hire a personal injury attorney with experience in dealing with insurance companies.

The settlement usually includes repayment for lost earnings from works, medical bills, and pain. Some are also paid for loss of consortium, which is basically the loss of benefits by the injured’s wife or husband. This can include the victim’s inability to work and provide for the loved one’s living expenses.

Sometimes, more than one person may be responsible for the victim’s injuries. This often becomes complicated since a decision of how much each party is responsible for has to be made. Such cases often end up in court, and the judge decides how much each party should pay.

If you get injured due to someone else’s negligence, it is advisable to consult a lawyer immediately if you want fair compensation. That’s because the law requires personal injury cases to be filed within a certain period after the accident.